{"product_id":"debt-free-new-year-workbook™-post-holiday-debt-payoff-2027-money-reset-printable-pdf","title":"Debt Payoff Planner \u0026 Workbook | Printable PDF Download","description":"\u003cp\u003eThe holidays are over. The balances aren’t. This 22-page printable workbook takes you from “how bad is it?” to a clear payoff plan, a 31-day January reset, and a cash fund for Holiday 2027.\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eYou loved people well this season. Now let’s take your direction back.\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eIf you opened your statements this January and felt your stomach drop, you’re not alone. More than a third of shoppers took on holiday debt last season. This isn’t another pretty planner you’ll abandon by February. Every page moves you one step closer to a real finish line: the day your holiday debt is gone.\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eInside the workbook:\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003ePart 1 · Face It\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eHoliday Damage Report: see what the season really cost, planned vs. actual\u003c\/p\u003e\n\u003cp\u003eDebt Inventory: every balance, rate, minimum, and due date in one place\u003c\/p\u003e\n\u003cp\u003eMoney Snapshot: find your monthly “Payoff Fuel”\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003ePart 2 · Choose Your Path\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eSnowball or Avalanche? A quick quiz to pick your payoff method\u003c\/p\u003e\n\u003cp\u003eMy Payoff Order with a roll-over example\u003c\/p\u003e\n\u003cp\u003e4 color-in payoff trackers\u003c\/p\u003e\n\u003cp\u003ePayment Log\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003ePart 3 · The January Reset\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003e31-Day No-Spend Rules with your own Yes and Pause lists\u003c\/p\u003e\n\u003cp\u003e31-Day Reset Calendar\u003c\/p\u003e\n\u003cp\u003eEmotional Spending Trigger Log\u003c\/p\u003e\n\u003cp\u003eHoliday Look-Back reflection prompts\u003c\/p\u003e\n\u003cp\u003eThe Pause Card: a cut-out wallet card with the 24-hour rule\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003ePart 4 · Your 2027 Money Reset\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eMy 2027 Money Vision\u003c\/p\u003e\n\u003cp\u003eHoliday 2027 Cash Fund\u003c\/p\u003e\n\u003cp\u003e12-Month Debt Countdown\u003c\/p\u003e\n\u003cp\u003eMilestone Celebrations at 25%, 50%, 75%, and 100%\u003c\/p\u003e\n\u003cp\u003eMonthly Check-In\u003c\/p\u003e\n\u003cp\u003eCertificate of Completion\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003ePerfect for you if:\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eYou overspent this holiday season and want a plan, not guilt\u003c\/p\u003e\n\u003cp\u003eYou’re an emotional spender who wants to understand your triggers\u003c\/p\u003e\n\u003cp\u003eYou’ve tried budgets before and quit\u003c\/p\u003e\n\u003cp\u003eYou want to start 2027 with direction\u003c\/p\u003e\n\u003cp\u003e.\u003c\/p\u003e\n\u003cp\u003eDetails\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003e22-page printable PDF, US Letter (8.5\" x 11\")\u003c\/p\u003e\n\u003cp\u003eInstant digital download. No physical item will be shipped.\u003c\/p\u003e\n\u003cp\u003ePrint at home or at a print shop, and reprint the Check-In and Payment Log pages as often as you need.\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eThis workbook is for educational and personal planning purposes and is not financial advice. For personal use only.\u003c\/p\u003e","brand":"Cash Compass™ Planners","offers":[{"title":"Default Title","offer_id":67806902518126,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1010\/2390\/8206\/files\/preview.webp?v=1792445915","url":"https:\/\/cashcompassplanners.com\/products\/debt-free-new-year-workbook%e2%84%a2-post-holiday-debt-payoff-2027-money-reset-printable-pdf","provider":"Cash Compass™ Planners","version":"1.0","type":"link"}